SplitTheBill.co Privacy Policy

This Privacy Policy describes how SplitTheBill.co (“we,” “us,” or “our”) collects, uses, and discloses your personal information when you use our website and services (“Services”). It also explains the steps we take to protect your information and your rights regarding your personal data.

1. Information We Collect

We collect several types of information for various purposes to improve our Services to you.

  • Information You Provide:
    • Name
    • Email address
    • Billing information (if using premium features)
    • Transaction details (when splitting bills)
    • Any other information you choose to provide
  • Information Collected Automatically:
    • Device information (IP address, browser type, operating system)
    • Usage data (pages visited, features used, browsing activity)

2. Legal Basis for Processing

We process your personal data only when we have a lawful basis to do so. Here’s how we determine the legal basis:

  • Contract: When you use our Services to split bills, we need to process your information to fulfill our agreement with you.
  • Legitimate Interests: We may use your data for our legitimate interests, such as analyzing usage trends to improve our Services or preventing fraud. We balance our interests with your data privacy rights.
  • Consent: In some cases, we may ask for your explicit consent to process your data, such as for marketing purposes.

3. How We Use Your Information

We use your information for the following purposes:

  • Provide and improve our Services: Facilitate bill splitting, track expenses, and offer relevant features.
  • Send you communications: Respond to inquiries, provide customer support, and send transactional information (e.g., receipts).
  • Analyze usage trends: Improve the functionality and user experience of our Services.
  • Security and fraud prevention: Protect our platform and users from unauthorized access and fraudulent activities.
  • Marketing (with consent): With your permission, send you promotional materials or information about new features.

4. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Policy. We may also retain anonymized data for statistical purposes.

5. Your Data Rights

You have certain rights regarding your personal data under European and US laws:

  • Access: Right to request a copy of your personal information.
  • Rectification: Right to request correction of inaccurate data.
  • Erasure: Right to request deletion of your data (subject to legal exceptions).
  • Restriction: Right to restrict processing of your data.
  • Objection: Right to object to processing of your data for specific purposes (e.g., marketing).
  • Data Portability: Right to request transfer of your data to another service provider.

To exercise these rights, please contact us at contact[at]splitthebill.co.

6. Security

We take reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage method is completely secure.

7. Third-Party Disclosure

We may share your information with third-party service providers who help us operate our Services (e.g., data storage, payment processing). We contractually require these providers to maintain the confidentiality and security of your data.

We will not disclose your information to any other third party without your consent, except as required by law.

8. Children’s Privacy

Our Services are not intended for children under the age of 13 (or the applicable age in your jurisdiction). We do not knowingly collect personal information from children.

9. International Transfers

Your information may be transferred to and processed in countries outside your own, which may have different data protection laws. We take steps to ensure adequate protection for your data, such as using standard contractual clauses approved by regulators.

10. Changes to this Policy

We may update this Policy from time to time. We will notify you of any changes by posting the new Policy on our website.

11. Contact Us

If you have any questions about this Policy or our data practices, please contact us at contact[at]SplitTheBill.co.

This Privacy Policy is intended to comply with the regulations of the European Union (EU) General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA) (and similar US state laws).